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Stablecoin Payments and Cards Hub 2026: Cards, Payroll, Cross-Border

Every Stablecoin Insider article on stablecoin payments and cards, grouped by use case.

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Cover: Stablecoin Insider

Stablecoin payments are transfers settled in dollar-pegged tokens such as USDC or USDT; US law defines a payment stablecoin as a digital asset used, or designed to be used, as a means of payment or settlement that its issuer must redeem for a fixed amount of money (GENIUS Act, Section 2). Total stablecoin supply tracked by DefiLlama was $294.8 billion on 9 November 2026 (DefiLlama). This hub links all 217 Stablecoin Insider articles on stablecoin payments, grouped into cards, payroll and B2B, cross-border, merchants and infrastructure.

Last updated: 9 November 2026

Key takeaways

  • US law defines a payment stablecoin by two tests: it is used or designed for payment or settlement, and its issuer must redeem it for a fixed amount of monetary value (GENIUS Act, Section 2).
  • Total stablecoin supply was $294.8 billion on 9 November 2026 (DefiLlama); see the weekly supply snapshot.
  • Card fees differ most on FX: in our RedotPay alternatives comparison, Bybit Card (EEA) published the lowest headline FX fee at 0.5% on top of Mastercard's rate.

Start here

RedotPay Alternatives 2026: Card Fees, FX, Cashback
Six stablecoin cards compared on fees, FX, cashback and availability.
Stablecoin Insider
Stablecoin Payroll Explained
How global teams get paid in USDC and USDT.
Stablecoin Insider
Best Stablecoin FX Platforms for Cross-Border Payments in 2026
Platforms for converting and sending stablecoins across borders.
Stablecoin Insider

Stablecoin cards (35)

Payroll, B2B and treasury payouts (51)

Cross-border payments and remittances (19)

Merchants and checkout (25)

Payment infrastructure and providers (87)

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How this hub is built: it lists every published Stablecoin Insider article matching this topic's tags and title keywords, newest first, and is refreshed when new articles are published. Facts in the introduction and FAQ link their primary sources, read on 9 November 2026. See our methodology.

Related hubs: Stablecoin Regulation Hub, Stablecoin Yield Hub, AI Agent Payments Hub.

FAQ

What are stablecoin payments?

Stablecoin payments are payments settled in stablecoins such as USDC or USDT. The GENIUS Act defines a payment stablecoin as a digital asset used, or designed to be used, as a means of payment or settlement, which its issuer must redeem for a fixed amount of monetary value (Public Law 119-27).

How big is the stablecoin market?

The stablecoin market had $294.8 billion in circulating supply on 9 November 2026, according to DefiLlama. Our weekly supply snapshot tracks the change each week.

Which stablecoin card has the lowest FX fee?

Among the six cards in our RedotPay alternatives comparison, Bybit Card (EEA) had the lowest headline FX fee, 0.5% on top of Mastercard's rate, with 0.9% added when a purchase is funded with crypto (Bybit EU fees page, read 9 November 2026).

Can businesses pay salaries in stablecoins?

Businesses can pay salaries in stablecoins through payroll providers, but tax and employment rules depend on the country. Start with Stablecoin Payroll Explained and how to run stablecoin payroll without compliance surprises.

How do stablecoin cards work?

Stablecoin cards work by spending a stablecoin balance through a card network, with the provider converting it at the point of sale. Our card infrastructure explainer shows who issues, processes and settles each payment.