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Are Stablecoins FDIC Insured?

Are Stablecoins FDIC Insured? (2026)

No. The GENIUS Act bans deposit insurance for payment stablecoins, and the FDIC has confirmed holders do not get pass-through coverage either. What you have instead is a first-priority claim on segregated reserves, which is a legal process, not a government guarantee.

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Crypto Security

Crypto Security Is Becoming a Consumer Protection Issue

Crypto security is no longer a subject reserved for protocol engineers and security researchers. As wallets, exchanges, bridges, smart contracts and mobile applications reach a broader audience, the consequences of a security failure increasingly fall on ordinary users. That changes the nature of the problem. A smart contract bug may

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