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On December 24, 2025, Streamflow announced the launch of USD+, a U.S. Treasury-backed stablecoin on the Solana blockchain.
This development introduces a stablecoin that delivers daily yield directly to users' wallets, eliminating the need for staking or lockups.
USD+ targets Web3 companies managing treasuries and crypto-native investors seeking efficient ways to earn on idle capital.
Backed by short-term U.S. Treasury Bills, USD+ maintains a $1 peg while integrating seamlessly into Solana's DeFi ecosystem.
As of January 2, 2026, early access is available via a waitlist, with full rollout expected shortly.
Key Takeaways
- Swap USDC/USDT into USD+ for instant Treasury-backed stability on Solana.
- Earn 3.6% APY daily without staking via automated wallet distributions.
- Access transparent reserves verified by M0's licensed custodians.
- Integrate USD+ in DeFi for lending, liquidity, and payments seamlessly.
- Join waitlist at usd-plus.com for early minting and priority access.
Background
Streamflow, a Belgrade-based infrastructure provider specializing in token vesting, airdrops, and distribution, has expanded into stablecoins with USD+.
Founded in 2021, the company focuses on Solana-native tools for token management, serving projects like Superteam and various DAOs.
Solana, known for its high throughput and low fees, has seen explosive growth in 2025, processing over 100 million daily transactions and hosting major DeFi protocols.
The launch aligns with rising demand for yield-bearing assets in crypto, where traditional stablecoins like USDC and USDT dominate but offer no inherent returns.
USD+ builds on this by incorporating real-world asset (RWA) backing, a trend that tokenized over $10 billion in Treasuries across blockchains in 2025.
Partnering with M0, a universal stablecoin protocol, ensures transparent reserve management and independent verification.
Features of USD+
USD+ stands out with its automated yield distribution.
Holders receive daily payouts in additional USD+ tokens, reflecting short-term Treasury yields, currently estimated at 3.6% APY.
Unlike staking-based models, no action is required, yield accrues passively in wallets. The stablecoin is fully backed by U.S. Treasury Bills held by licensed custodians, with on-chain transparency via M0's validators.
It supports composability, allowing use in lending, liquidity pools, and payments across Solana apps.
Security features include real-time reserve audits and peg maintenance mechanisms. Early adopters can swap USDC or USDT into USD+ via integrated ramps, with plans for broader exchange listings.
How USD+ Works
Users acquire USD+ by swapping stablecoins like USDC or USDT through wallets or on-ramps.
Once held, the protocol calculates daily yield from underlying Treasuries and mints new tokens proportionally.
This on-chain streaming leverages Solana's speed for instant distributions without gas spikes. M0's infrastructure locks collateral, mints tokens, and verifies backing via independent auditors.
Redemption mirrors issuance: users burn USD+ for equivalent USD value, ensuring liquidity. Integration with Solana's ecosystem enables applications in DeFi protocols, where USD+ can serve as collateral or base pairs.
Streamflow's vesting tech underpins the yield mechanism, drawing from its experience in automated token flows.
Implications for the Market
USD+ could accelerate RWA adoption on Solana, competing with Ethereum-based yield stables like sDAI or USDe.
By bypassing staking, it lowers barriers for institutional treasuries, potentially attracting billions in idle crypto capital.
Analysts project Solana's DeFi TVL to exceed $50 billion in 2026, partly driven by such innovations.
Risks include yield fluctuations tied to Treasury rates and regulatory scrutiny on tokenized securities. However, M0's compliance-focused design mitigates these, with reserves in regulated entities.
This launch positions Streamflow as a key player in Solana's RWA space, following announcements at Breakpoint 2025.
Conclusion
USD+ represents a practical advancement in stablecoins, combining Treasury security with Solana efficiency.
Investors should monitor adoption metrics and yield trends for optimal integration.
Read Next:
- Best Cross-Chain Stablecoin Bridges for 2026
- Best Stablecoins for Cross-Border Payments in 2025
- The Role of Stablecoins in Monetary Policy Transmission
FAQs:
1. What is USD+?
USD+ is a Solana stablecoin backed by U.S. Treasuries, paying daily yield without lockups.
2. How does yield work?
Daily payouts from Treasury returns are minted as extra tokens directly to your wallet.
3. Is USD+ secure?
Yes, reserves are held by licensed custodians with independent on-chain verification.
4. Can I use USD+ in DeFi?
Absolutely, it's composable for lending, pools, and trades on Solana protocols.
5. Where to get started?
Sign up on the waitlist at usd-plus.com for early access.
Disclaimer:
This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.
