Mizuho's Circle note says AI personal assistants could pull $4 billion to $9 billion out of USDC. Stablecoin Insider checks the figures against Circle's Q2 results and models why the damage depends on whether balances leave Circle's platform, Coinbase or elsewhere.
Jonathan Gould, the 32nd Comptroller of the Currency, signed off on the OCC's GENIUS Act final rule on 21 October 2026 and is chartering stablecoin trust banks for Circle, Ripple and others. His career timeline, the charter numbers and what issuers should expect next.
Six architectures compared on two questions, where the key material lives and what the policy engine refuses by default. MPC, enclaves, multisig and onchain.
Six options compared on the question that decides everything, who holds the BIN and the network membership. Regions, funding mechanics, controls and consolidation risk.
The OCC gave Ripple National Trust Bank final approval on 26 October 2026. Stablecoin Insider explains what the charter lets Ripple do with RLUSD reserves, what it rules out, how it compares with Circle's national trust bank, and what changes under the GENIUS Act.
StraitsX Visa card issuing now reaches more than 100 markets. Stablecoin Insider breaks down what the deal covers, how XUSD, XSGD and USDC settle card spend, prices the prefunding a multi-market program can free up, and compares StraitsX with Reap and Stripe Issuing with Bridge.
Compare EURC and USDC for European businesses: liquidity, MiCA status, FX risk, costs and which stablecoin fits your treasury.
Six platforms compared on the question auditors actually ask, can you prove the data is complete. Subledgers, ERP sync, cost basis and what each one is not.
Six providers compared on local currency reach, licensing and what each one does not do. Singapore, the Philippines, Indonesia and Malaysia covered.
Stripe Treasury for agents, launched 21 October 2026, lets AI agents check balances, convert currencies and send money from a Stripe financial account that can hold USDC. Stablecoin Insider maps each agent tool to the stablecoin balance, prices a contractor run and flags the gaps.
World Bank data puts bank remittance costs at 14.99% for $200. We set corridor bank averages next to published stablecoin conversion fees to show where stablecoin FX wins.
The OCC's GENIUS Act final rule sets a 30-day completeness check, 120-day deemed approval and a waiver for files pending by 18 January 2027. Here is the filing checklist.
Sky's USDS is the decentralized dollar stablecoin that upgraded DAI. Supply was $6.81B on 26 Oct 2026 and sUSDS paid 3.80%. Here is how it holds its peg, how it differs from DAI, how to get it, the Sky Savings Rate and the risks.
USDG, the Global Dollar, is a dollar stablecoin issued by Paxos in Singapore and the EU and redeemable 1:1. Supply was $3.08B on 26 Oct 2026. Here is who regulates it, what backs it, how the partner network shares rewards, chains, yield and risks.
PYUSD is PayPal's US dollar stablecoin, issued by Paxos and redeemable 1:1. Supply was $2.92B on 26 Oct 2026. Here is who issues it, what backs it, how the 4% PayPal reward works, which chains it runs on and the risks to know.
The GENIUS Act (Public Law 119-27) is the US federal law for payment stablecoins. It takes effect on 18 January 2027. Here is what it requires on licensing, reserves and yield, where the OCC, Fed, FDIC and Treasury rules stand, and the key dates to 2028.
