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Frankfurt, Germany - April 13, 2026.
AllUnity, the BaFin-regulated e-money institute and joint venture of DWS, Flow Traders, and Galaxy, today announced that its flagship MiCAR-compliant euro stablecoin, EURAU, is now live on the Stellar blockchain.
Key Takeaways
- EURAU Live on Stellar: The MiCAR-compliant euro stablecoin is now available on the Stellar network, joining existing deployments on Ethereum, Polygon, Base, Optimism, and Arbitrum.
- Faster Cross-Border Payments: Near-instant settlement reduces traditional banking delays from days to seconds.
- Cost Efficiency: Stellar’s low transaction fees make euro-denominated transfers more affordable for global commerce and remittances.
- Regulatory Assurance: Fully reserved, transparent, and BaFin-licensed, EURAU provides institutional-grade security and MiCAR compliance.
- 24/7 Availability: Enables continuous liquidity management, treasury operations, and machine-to-machine payments without banking-hour restrictions.
The integration marks the latest expansion of EURAU, which is fully backed 1:1 by euro reserves held across multiple European banks.
By deploying on Stellar, a network purpose-built for high-speed, low-cost financial transactions, AllUnity aims to deliver near-instant settlement and more efficient cross-border euro payments for institutions, fintechs, treasuries, and enterprise users worldwide.
Stellar’s architecture is renowned for sub-second finality and minimal fees, making it ideal for real-time global remittances and 24/7 liquidity management.
With this rollout, EURAU users can now benefit from programmable euro rails that combine full regulatory compliance under the EU’s Markets in Crypto-Assets Regulation (MiCAR) with the performance advantages of a payments-optimized blockchain.
Why This Matters
Europe’s regulated stablecoin sector continues to mature under MiCAR, with EURAU positioned as one of the first fully compliant euro tokens designed for real-world financial infrastructure.
The Stellar integration addresses a key pain point in traditional cross-border finance, slow settlement and high costs, while maintaining the transparency and reserve backing demanded by regulators and institutions.
AllUnity’s multi-chain strategy reflects the broader industry shift toward interoperable, compliant digital money that bridges traditional finance (TradFi) and decentralized ecosystems.
As tokenized assets and programmable payments gain traction, EURAU on Stellar is expected to accelerate adoption among European fintechs, payment service providers, and corporate treasuries seeking efficient euro rails.
Conclusion
The launch of EURAU on Stellar reinforces AllUnity’s commitment to building Europe’s leading regulated digital payments infrastructure.
By combining MiCAR compliance, full euro backing, and Stellar’s high-performance network, the stablecoin is poised to play a pivotal role in the future of instant, borderless euro transactions.
As the digital euro ecosystem expands, this rollout signals a major step toward seamless on-chain euro liquidity for global markets.
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FAQs:
1. What is EURAU?
EURAU is AllUnity’s MiCAR-compliant, fully reserved euro stablecoin, issued 1:1 against euro reserves held in European banks. It functions as programmable e-money designed for payments, settlements, and liquidity management on public blockchains.
2. Why did AllUnity choose the Stellar network?
Stellar is optimized for fast, low-cost cross-border payments with near-instant finality. The integration allows EURAU to offer faster and cheaper euro transactions compared to higher-fee networks, while maintaining full regulatory compliance.
3. How does EURAU on Stellar improve cross-border payments?
Users and businesses can now send and settle euros 24/7 with finality in seconds and at significantly lower costs than traditional SWIFT or bank wires, ideal for remittances, treasury, and enterprise payments.
4. Is EURAU regulated?
Yes. Issued by BaFin-licensed AllUnity under the EU’s MiCAR framework, EURAU provides full transparency, proof-of-reserves, and regulatory protections for institutional and retail users.
5. Where can I access EURAU on Stellar?
EURAU is available via AllUnity’s mint/redeem platform and supported distribution partners. Users can bridge, trade, or transfer the stablecoin on compatible Stellar wallets and decentralized applications.
Disclaimer:
This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.
