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Stable Sea, a fintech startup specializing in stablecoin infrastructure, has partnered with dLocal, a cross-border payment platform focused on emerging markets, to facilitate efficient B2B international transactions.
Announced on February 24, 2026, the collaboration integrates Stable Sea's stablecoin rails with dLocal's local payout networks across more than 40 countries, offering businesses a faster and more cost-effective alternative to traditional wire transfers.
Key Takeaways
- Enhanced Efficiency: Payments settle rapidly, improving cash flow and reducing reliance on outdated banking networks.
- Cost Reductions: Substantial savings on fees and foreign exchange, making cross-border operations more viable for smaller firms.
- Broad Market Access: Coverage in over 40 countries, emphasizing emerging economies with limited traditional infrastructure.
- Regulatory Compliance: Takes advantage of dLocal's local knowledge to mitigate risks in varied jurisdictions.
- Strategic Growth: Positions both companies to capture share in the expanding stablecoin market, valued at trillions in annual volume.
Founded in 2023 and emerging from stealth in March 2025 with a $3.5 million funding round led by Kindred Ventures, Stable Sea addresses challenges in large-value cross-border payments, such as liquidity constraints, delayed settlements, and integration complexities.
The company provides an orchestration platform that connects stablecoin liquidity to fiat off-ramps, enabling seamless conversions to local currencies. dLocal, established in 2016 and publicly traded since 2021, supports merchants in emerging regions like Latin America, Africa, Asia, and the Middle East by handling localized payments and compliance.
This partnership arrives amid surging stablecoin adoption, with transaction volumes reaching $15.6 trillion in 2024, as enterprises seek borderless, low-volatility payment solutions.
"Businesses still need local fiat for everyday operations, and moving between stablecoins and local fiat is far from seamless," noted Stable Sea in its funding announcement.
Partnership Details
The agreement allows Stable Sea customers to route high-value payments, often exceeding $500,000, via stablecoin networks, then utilize dLocal's infrastructure for local currency disbursements.
This setup bypasses intermediary banks, reducing settlement times from days to minutes and cutting costs significantly compared to SWIFT or correspondent banking.
Stable Sea's platform aggregates liquidity and compliance tools, providing treasury teams with a dashboard for monitoring transactions. dLocal contributes its regulatory expertise and payout rails, ensuring adherence to local laws in diverse markets.
The integration targets enterprises and mid-market firms in sectors like e-commerce, logistics, and global supply chains, where timely payments are essential.
Industry analysts view this as part of a broader trend toward stablecoin integration in corporate finance. dLocal's prior collaborations, such as with BVNK and Fireblocks, highlight its role in bridging traditional and blockchain-based payments.
Stable Sea's recent launch of an Enterprise API further supports seamless embedding of stablecoin capabilities into existing systems.
Conclusion
The Stable Sea-dLocal alliance underscores the maturation of stablecoins as a tool for global business, addressing longstanding frictions in international finance.
As regulatory environments evolve and adoption grows, such partnerships could accelerate the shift from legacy systems to blockchain-enabled alternatives.
This development not only benefits corporate treasurers but also promotes financial inclusion in underserved regions, potentially reshaping cross-border commerce.
Read Next:
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FAQs:
1. What does the Stable Sea and dLocal partnership entail?
It combines Stable Sea's stablecoin infrastructure with dLocal's payout networks to enable fast, low-cost B2B payments in over 40 countries.
2. How do businesses benefit from this collaboration?
Companies gain quicker settlements, reduced costs, and compliant access to emerging markets, bypassing traditional banking delays.
3. What challenges does Stable Sea address?
It tackles liquidity issues, slow settlements, and integration hurdles for large stablecoin-to-fiat conversions.
4. Is the partnership focused on specific regions?
Yes, it emphasizes emerging markets in Latin America, Africa, Asia, and the Middle East.
5. What is the broader impact on fintech?
It advances stablecoin adoption in enterprise finance, potentially disrupting conventional cross-border payment models.
Disclaimer:
This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.
