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London, December 2, 2025:
Global payments heavyweight Unlimit has officially launched Stable.com.
Stable.com is a blockchain-native decentralized clearing house built to solve the biggest pain points plaguing the $300 billion-plus stablecoin ecosystem: slow settlement times, counterparty exposure, and fragmented liquidity across chains.
The platform, which entered closed beta earlier this year, is now opening to select partners and promises atomic swaps between major stablecoins with sub-second finality and zero gas fees or commissions.
Key Takeaways
- Stable.com is the first production-ready decentralized clearing house purpose-built for high-volume stablecoin flows.
- Sub-second finality and true atomic settlement remove the two biggest barriers to enterprise and DeFi adoption.
- By combining Unlimit’s regulated fiat rails with non-custodial blockchain logic, Stable.com creates the elusive “hybrid bridge” the industry has chased for years.
- Early adopters in DeFi treasury management and cross-border B2B payments are already reporting 60-90% cost and time savings versus existing solutions.
How Stable.com Changes the Game
Unlike traditional centralized exchanges or custodial bridges, Stable.com operates as a non-custodial layer that nets positions across multiple blockchains in real time.
Users retain full control of their assets until the exact moment an atomic swap completes, eliminating the counterparty risk that has led to nine-figure losses in past DeFi incidents.
Early testers, including several top-50 DeFi protocols and a European neobank, report settlement times consistently below 800 milliseconds for USDT/USDC trades across Ethereum, Tron, Polygon, and Base.
“Think of it as the DTCC for stablecoins, but decentralized and instant,” said Trevor Filter, Head of Crypto at Unlimit. “We’re bringing Wall Street-grade clearing logic to public blockchains without forcing anyone to give up custody.”
Backed by Real-World Rails
What sets Stable.com apart from pure DeFi experiments is its direct integration with Unlimit’s regulated fiat network, which already processes payments in more than 150 markets through over 1,000 local methods.
This hybrid architecture allows users to move seamlessly from USDC on Arbitrum to Brazilian real in a corporate bank account, or from USDT on Tron to Philippine pesos on GCash, in a single flow.
Key Features at Launch
- Atomic cross-chain swaps (initially USDT and USDC)
- Sub-second finality with decentralized netting
- Zero platform fees and no gas sponsorship required
- Instant fiat on/off ramps in 150+ countries
- Non-custodial from start to finish
The roadmap includes native support for additional stablecoins (EURC, USDP, FDUSD, and others) and layer-2 expansion throughout 2026.
Market Timing Couldn’t Be Better
The launch coincides with growing regulatory clarity in the United States, where the recently introduced GENIUS Act explicitly recognizes permissionless stablecoin transfers as protected payment activity.
Industry insiders see Stable.com as one of the first infrastructure plays positioned to capitalize on the coming wave of institutional stablecoin adoption.
Conclusion
With more than $320 billion in stablecoins now in circulation and daily transfer volume routinely topping $100 billion, the market has outgrown the patchwork of bridges and centralized venues it relied on until now.
Stable.com’s arrival marks the moment stablecoin infrastructure finally catches up to stablecoin demand.
Institutions, protocols, and payment companies interested in beta access can apply immediately at stable.com.
Read Next:
- Stablecoins on Bitcoin
- The Neobank Transition Report: Stablecoin Effects on Banking
- Stablecoins on Layer-3s
FAQs:
1. What exactly is Stable.com?
Stable.com is a decentralized, non-custodial clearing house that enables instant, atomic swaps and settlements between major stablecoins (starting with USDT and USDC) while eliminating counterparty risk.
2. Which stablecoins are supported right now?
At launch, full bidirectional support exists for USDT (Tether) and USDC (Circle) across Ethereum, Tron, Polygon, Base, and other major chains.
3. How is Stable.com different from Thorchain or traditional bridges?
It uses decentralized netting and atomic settlement instead of liquidity pools or custodians, delivering sub-second finality and zero fees without exposing users to pool imbalances or bridge hacks.
4. Can businesses cash out stablecoins to real bank accounts?
Yes, Stable.com is directly integrated with Unlimit’s global fiat network, supporting instant local-currency payouts in more than 150 countries via bank transfer, cards, mobile money, and other methods.
5. Who is behind Stable.com and is it regulated?
The platform is developed and operated by Unlimit, a London-headquartered fintech founded in 2009 and regulated by the FCA and multiple central banks worldwide for payment and e-money services.
