Who Actually Issues a White-Label Stablecoin?
The brand on the token is often not the issuer. PayPal's own SEC filing calls Paxos a third-party issuer. What does that mean for reserves, redemption, and control?
Stablecoins
Can You Insure Stablecoins Against a Depeg?
Depeg cover exists and pays real claims. But when Terra collapsed, one major provider paid $11.7 million, and another excluded it entirely. What determines which?
Can Exchanges Keep Paying Rewards on Stablecoins?
The GENIUS Act bans issuers from paying yield, not platforms. The CLARITY Act would narrow that gap, and a 15 September Senate vote decides whether it advances.
What Happens When a Stablecoin Issuer Drops a Blockchain?
Tether ended support for five chains in 2025. The tokens still move but cannot be redeemed, which removes the mechanism that holds the peg. What does deprecation mean?
What Happens to USDT in the US After July 2028?
From 18 July 2028, US platforms may only offer stablecoins from licensed issuers. What the deadline requires, the foreign-issuer path, and what it means for holders.
What Standards Do Stablecoin Attestations Follow?
The AICPA criteria set what a stablecoin attestation must cover. Part II added 15 operational controls in January 2026, and it is not law yet. What changed.
Do Stablecoins Count as Cash on a Balance Sheet?
FASB proposed a three-part test on 18 August 2026. The direct-redemption condition may disqualify most corporate holders of USDT and USDC. What the rule says.
Do Stablecoins Undermine Monetary Sovereignty?
The IMF warns dollar stablecoins accelerate cryptoization in emerging markets. The four channels through which they weaken central bank control, explained.
How Do Stablecoins Affect the US Treasury Market?
Stablecoin issuers are now structural buyers of short-dated US government debt. How the mechanical link works, what research shows, and why it runs both ways.
Do Stablecoins Protect Against Inflation?
A dollar-pegged stablecoin tracks a nominal dollar, not purchasing power. Why holding one still loses real value, and when it is still the right choice anyway.
What Does a Stablecoin Audit Actually Verify?
A clean audit opinion means no material misstatement, not zero risk. What a full stablecoin audit checks, what it cannot confirm, and how to read the result.
Why You Need a Second Token to Send Stablecoins
You need a second token to send stablecoins because networks charge for blockspace, not issuers. How gasless transfers work in 2026, and who actually pays.
What Are Tokenized Deposits?
Tokenized deposits are bank deposits represented on-chain. How they differ from stablecoins on claims, insurance, credit creation, and where banks are building them.
Can Stablecoin Transactions Be Reversed?
Stablecoin transfers cannot be undone at the protocol level. But issuers hold a freeze-and-reissue power Bitcoin lacks, and it has returned billions to victims.
Who Actually Stands Between You and Your Stablecoin Issuer?
Holding a stablecoin in an app can put several firms between you and the reserves. The Fed says these chains now impair transparency and amplify run risk.
What Happens If a Stablecoin Issuer Goes Bankrupt? (2026)
What happens to your tokens if a stablecoin issuer fails? The GENIUS Act gives holders first-priority claims on reserves, but the fine print complicates it.