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San Salvador, El Salvador - March, 2026.
Bitget Wallet, the self-custodial crypto app serving more than 90 million users worldwide, unveiled the Onchain Payments Matrix.
The new global stablecoin payment infrastructure directly connects banks, Visa and Mastercard networks, multiple blockchains, and major partners including Tether, Circle, MoonPay and regional payment providers.
Key Takeaways
- Unified Global Rails: The Matrix connects banks, card networks, blockchains and stablecoin issuers into one coordinated system for real-time settlement.
- Everyday Usability: Users can spend stablecoins via cards, QR codes or bank transfers without leaving the self-custodial wallet.
- Merchant-Friendly: Instant on-chain settlement reduces friction and costs for over 150 million merchants across 50+ markets.
- Agentic Future-Proofing: Programmable accounts and granular controls support AI-agent payments as the agentic economy scales.
- Proven Scale: Already processed $177B+ in volume with 90 million users and $700 million user-protection fund backing.
Designed as a live coordination layer rather than a pilot program, the Matrix aggregates fragmented financial rails to let users spend stablecoins as easily as cash, whether through crypto cards, QR codes, bank transfers or in-app purchases, while enabling instant settlement for merchants.
It also lays groundwork for the emerging “agentic economy,” where AI-driven agents can execute programmable payments securely at scale.
The launch arrives as global stablecoin transaction volume has already surpassed $33 trillion, with crypto-linked card spending growing 525% year-over-year in 2025. Yet payment rails remain siloed across banking systems, card networks and blockchains.
The Onchain Payments Matrix solves this coordination gap by routing liquidity, abstracting blockchain complexity and settling value in real time at the user and merchant level.
Key Features Already Live
- Crypto cards accepted anywhere Visa or Mastercard operate in 50+ markets
- QR payments connected to 2.5 million+ merchants across Asia and Latin America
- Cross-border bank transfers and remittances linking 300+ financial institutions in Africa and Latin America
- 80+ on/off-ramp channels supporting over 100 currencies
- In-app marketplace with 300+ global retail brands for direct stablecoin spending
The infrastructure has already powered more than 155 million stablecoin transactions totaling over $177 billion in volume and gives its 90 million users instant access to more than 150 million merchants worldwide.
“Stablecoins are becoming foundational to how value moves globally, but scale alone does not create usability,” said Alvin Kan, COO of Bitget Wallet. “What the industry lacked was an infrastructure layer that aggregates fragmented rails and abstracts blockchain complexity at the user and merchant interface. The Onchain Payments Matrix is that live engine.”
Conclusion
Bitget Wallet’s Onchain Payments Matrix marks a pivotal shift from experimental crypto payments to practical, borderless money.
By turning stablecoins into everyday spendable assets that move as seamlessly as the internet, the infrastructure accelerates mainstream adoption while preparing for the next wave of automated, agent-driven commerce.
As additional banks, settlement networks and stablecoin issuers join, the Matrix is positioned to become the default coordination layer powering on-chain finance worldwide.
Read Next:
- Datavault AI Launches MUSD
- Wirex and Crossmint Announce Stablecoin Card Integration
- Amulets Launches Early Access to Its Stablecoin-Powered Card
FAQs:
1. What is Bitget Wallet’s Onchain Payments Matrix?
It is a live global payment infrastructure that connects traditional banking rails, Visa and Mastercard networks, blockchains and stablecoin issuers so users can spend stablecoins anywhere cards or bank transfers are accepted.
2. How does the Onchain Payments Matrix work for everyday users?
Users simply tap a crypto card, scan a QR code, or send a bank transfer inside the Bitget Wallet app. The Matrix automatically handles routing, liquidity and settlement across rails, no manual swaps required.
3. Which partners power the Onchain Payments Matrix?
Key integrations include Visa, Mastercard, Tether, Circle, MoonPay and 300+ financial institutions, plus regional banks and payment providers across 50+ markets.
4. Can merchants accept stablecoin payments easily?
Yes. Merchants receive instant settlement through existing card networks, QR systems or bank rails, with stablecoins converted or settled on-chain as needed.
5. Does the Matrix support AI or agent payments?
Absolutely. Programmable accounts and authorization controls are built in, enabling secure, automated payments by AI agents in the growing agentic economy.
Disclaimer:
This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.
