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In a significant move for the crypto and banking sectors, Anchorage Digital, the first federally chartered crypto bank in the U.S., has launched its Stablecoin Solutions for Banks.
Announced on February 19, 2026, this new service allows licensed international banks to issue, custody, and settle U.S. dollar-backed stablecoins under federal regulation.
This initiative comes on the heels of the GENIUS Act, signed into law in July 2025, which establishes a clear framework for payment stablecoins to promote innovation while ensuring oversight.
By integrating stablecoin technology with traditional banking, Anchorage aims to revolutionize cross-border transfers in USD, offering a faster alternative to conventional correspondent banking systems.
Key Takeaways
- Anchorage Digital's Stablecoin Solutions enable international banks to tap into U.S.-regulated stablecoin rails for faster cross-border settlements.
- The service supports multiple stablecoins and integrates with fiat systems, under OCC oversight.
- Alignment with the GENIUS Act ensures compliance, onshoring issuance and bolstering anti-money laundering measures.
- Potential to modernize global finance by reducing reliance on slow traditional banking networks.
The launch addresses growing demand for efficient, secure digital asset solutions in global finance, potentially reducing settlement times from days to near-instant.
As digital assets gain mainstream traction, this service positions Anchorage as a bridge between crypto innovation and regulatory compliance.
Details on the Stablecoin Solutions
Anchorage Digital's offering is provided through its OCC-chartered entity, Anchorage Digital Bank, N.A., ensuring all activities fall under U.S. federal supervision.
Licensed international banks can now access a unified platform that combines stablecoin minting and redemption, secure custody, fiat treasury management, and seamless settlement.
Key features include:
- Minting and Redemption: Banks can natively issue and redeem U.S.-regulated stablecoins such as Tether’s USA₮, Ethena Labs’ USDtb, Western Union’s USDPT, and OSL’s USDGO on major blockchain networks.
- Wallets and Transfers: Access to stablecoin and fiat wallets enables near-instant USD transfers across supported blockchains, with options for third-party wire transfers to U.S. and global destinations.
- Risk Management: Principal value preservation with network fee protection, backed by robust controls and transparent reserves.
This service aligns with the GENIUS Act's goals to onshore stablecoin issuance, enforce anti-money laundering protections, and foster a regulated environment for digital assets.
The Act defines payment stablecoins as regulated financial instruments, requiring issuers to operate under OCC licensing for larger entities, promoting safety and innovation.
Industry experts note that this could disrupt traditional banking by providing a stablecoin-based stand-in for correspondent relationships, enhancing efficiency in international payments.
Conclusion
Anchorage Digital's launch of Stablecoin Solutions for Banks marks a pivotal step in blending cryptocurrency with regulated banking, empowered by the GENIUS Act's framework.
As international banks adopt these tools, we may see accelerated digital transformation in cross-border payments, fostering greater financial inclusion and efficiency.
This development underscores the U.S.'s leadership in digital assets, balancing innovation with robust regulation.
Read Next:
- BVNK's Stablecoin Utility Report 2026
- The U.S. Stablecoin Regulatory Reset
- 50 Stablecoin Statistics That Matter in 2026
FAQs:
1. What is Anchorage Digital's Stablecoin Solutions for Banks?
It's a regulated service allowing licensed international banks to issue, custody, and transfer U.S. dollar stablecoins for efficient cross-border settlements.
2. How does this relate to the GENIUS Act?
The GENIUS Act provides the regulatory framework for stablecoins, ensuring federal oversight and compliance, which Anchorage's service fully aligns with.
3. What stablecoins are supported?
Supported stablecoins include Tether’s USA₮, Ethena Labs’ USDtb, Western Union’s USDPT, and OSL’s USDGO.
4. Who can use this service?
Licensed international banks seeking secure, fast USD transfers via stablecoin rails.
5. What are the benefits for banks?
Near-instant transfers, reduced costs, principal protection, and integration with existing fiat systems under U.S. regulation.
Disclaimer:
This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.
