> ## Content Index > Fetch the complete content index at: https://stablecoininsider.org/llms.txt > Use this file to discover other available public pages before exploring further. # Streamflow Launches USD+ as Yield-Bearing Stablecoin on Solana - URL: https://stablecoininsider.org/yield-bearing-stablecoin-on-solana/ - Published: 2026-01-02T17:26:34.000Z - Updated: 2026-01-02T17:26:34.000Z - Description: Streamflow launches USD+ on Solana: Treasury-backed stablecoin yields 3.6% APY daily without staking. Explore features, mechanics, and DeFi integration. - Author: Alexandra - Tags: Macro, Streamflow, USD+, Solana, Yield-Bearing Stablecoins, Stablecoins on Solana, Stablecoins, Stablecoin News On ***December 24, 2025***, [**Streamflow**](https://streamflow.finance/) announced the launch of USD+, a U.S. Treasury-backed stablecoin on the Solana blockchain. This development introduces a stablecoin that delivers daily yield directly to users' wallets, eliminating the need for staking or lockups. > [**USD+**](https://usd-plus.com/) targets Web3 companies managing treasuries and crypto-native investors seeking efficient ways to earn on idle capital. Backed by short-term U.S. Treasury Bills, USD+ maintains a $1 peg while integrating seamlessly into Solana's DeFi ecosystem. > As of January 2, 2026, early access is available via a waitlist, with full rollout expected shortly. ### **Key Takeaways** - Swap USDC/USDT into USD+ for instant Treasury-backed stability on Solana. - Earn 3.6% APY daily without staking via automated wallet distributions. - Access transparent reserves verified by M0's licensed custodians. - Integrate USD+ in DeFi for lending, liquidity, and payments seamlessly. - Join waitlist at usd-plus.com for early minting and priority access. [![Streamflow Launches USD+ as Yield-Bearing Stablecoin on Solana](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2026/01/image-37.png)](https://usd-plus.com/) ## **Background** Streamflow, a Belgrade-based infrastructure provider specializing in token vesting, airdrops, and distribution, has expanded into [**stablecoins**](https://stablecoininsider.org/) with USD+. > Founded in 2021, the company focuses on Solana-native tools for token management, serving projects like Superteam and various DAOs. [**Solana**](https://solana.com/), known for its high throughput and low fees, has seen explosive growth in 2025, processing over ***100 million*** daily transactions and hosting major DeFi protocols. The launch aligns with rising demand for yield-bearing assets in crypto, where traditional stablecoins like USDC and USDT dominate but offer no inherent returns. USD+ builds on this by incorporating real-world asset (RWA) backing, a trend that tokenized over ***$10 billion*** in Treasuries across blockchains in 2025\. > Partnering with M0, a universal stablecoin protocol, ensures transparent reserve management and independent verification. [Stablecoin Newsletter](https://stablecoininsider.org/the-stablecoin-insider-weekly-newsletter/) ## **Features of USD+** USD+ stands out with its automated yield distribution. Holders receive daily payouts in additional USD+ tokens, reflecting short-term Treasury yields, currently estimated at ***3.6% APY***. Unlike staking-based models, no action is required, yield accrues passively in wallets. The stablecoin is fully backed by U.S. Treasury Bills held by licensed custodians, with on-chain transparency via M0's validators. > It supports composability, allowing use in lending, liquidity pools, and payments across Solana apps. Security features include real-time reserve audits and peg maintenance mechanisms. Early adopters can swap USDC or USDT into USD+ via integrated ramps, with plans for broader exchange listings. [![Streamflow Launches USD+ as Yield-Bearing Stablecoin on Solana](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2026/01/image-38.png)](https://solana.com/) ## **How USD+ Works** Users acquire USD+ by [**swapping stablecoins**](https://stablecoininsider.org/swap-stablecoins/) like USDC or USDT through wallets or on-ramps. > Once held, the protocol calculates daily yield from underlying Treasuries and mints new tokens proportionally. This on-chain streaming leverages Solana's speed for instant distributions without gas spikes. M0's infrastructure locks collateral, mints tokens, and verifies backing via independent auditors. ***Redemption mirrors issuance:*** users burn USD+ for equivalent USD value, ensuring liquidity. Integration with Solana's ecosystem enables applications in DeFi protocols, where USD+ can serve as collateral or base pairs. Streamflow's vesting tech underpins the yield mechanism, drawing from its experience in automated token flows. --- ## **Implications for the Market** USD+ could accelerate RWA adoption on Solana, competing with Ethereum-based yield stables like sDAI or USDe. By bypassing staking, it lowers barriers for institutional treasuries, potentially attracting billions in idle crypto capital. > Analysts project Solana's DeFi TVL to exceed ***$50 billion*** in 2026, partly driven by such innovations. Risks include yield fluctuations tied to Treasury rates and regulatory scrutiny on tokenized securities. However, M0's compliance-focused design mitigates these, with reserves in regulated entities. This launch positions Streamflow as a key player in Solana's RWA space, following announcements at Breakpoint 2025. [![Best Stablecoin News Platform in 2026](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2026/01/image-39.png)](https://stablecoininsider.org/) ## **Conclusion** USD+ represents a practical advancement in stablecoins, combining Treasury security with Solana efficiency. Investors should monitor adoption metrics and yield trends for optimal integration. [Work With Us](https://form.typeform.com/to/c5cdIHp0?typeform-source=www.stablecoininsider.com) **Read Next:** - [**Best Cross-Chain Stablecoin Bridges for 2026**](https://stablecoininsider.org/cross-chain-stablecoin-bridges-2026/) - [**Best Stablecoins for Cross-Border Payments in 2025**](https://stablecoininsider.org/cross-border-payments-2025/) - [**The Role of Stablecoins in Monetary Policy Transmission**](https://stablecoininsider.org/stablecoins-in-monetary-policy-transmission/) --- ## **FAQs:** ### 1\. What is USD+? USD+ is a Solana stablecoin backed by U.S. Treasuries, paying daily yield without lockups. ### 2\. How does yield work? Daily payouts from Treasury returns are minted as extra tokens directly to your wallet. ### 3\. Is USD+ secure? Yes, reserves are held by licensed custodians with independent on-chain verification. ### 4\. Can I use USD+ in DeFi? Absolutely, it's composable for lending, pools, and trades on Solana protocols. ### 5\. Where to get started? Sign up on the waitlist at usd-plus.com for early access. --- ***Disclaimer:*** This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.