> ## Content Index > Fetch the complete content index at: https://stablecoininsider.org/llms.txt > Use this file to discover other available public pages before exploring further. # TradingStrategy.ai Releases December 2025 Stablecoin Vaults Report - URL: https://stablecoininsider.org/tradingstrategy-december-2025-stablecoin-vaults-report/ - Published: 2025-12-23T13:28:42.000Z - Updated: 2025-12-23T13:28:42.000Z - Description: TradingStrategy.ai's Dec 2025 report ranks 1,341 top stablecoin vaults by TVL/yield for USDC, USDT, EURC; USDC leads at $3B TVL. - Author: Alexandra - Tags: Macro, TradingStrategy.ai, Stablecoin Vaults, 2025 Stablecoin Vaults Report, Stablecoin Report, Stablecoins, Stablecoin News, AI > **December, 23\. 2025** [**TradingStrategy.ai**](https://tradingstrategy.ai/) published its monthly benchmark, analyzing performance across ***1,341 ERC-4626*** compliant stablecoin vaults with minimum ***$10,000 TVL***. The report tracks USD-denominated vaults on multiple EVM-compatible blockchains, focusing on share price changes to calculate returns. > Legacy non-ERC-4626 vaults remain excluded. > Airdrop points and external incentives are not factored into yield calculations. ### **Key Takeaways** - 1,341 vaults tracked; USDC holds \~50% market share at $3B TVL. - Returns based solely on ERC-4626 share price; excludes airdrops/points. - Access real-time rankings via TradingStrategy.ai vaults dashboard. - Prioritize TVL >$10M vaults for liquidity and lower withdrawal risk. - Evaluate one-month vs longer-term returns for strategy volatility. [![TradingStrategy.ai Releases December 2025 Stablecoin Vaults Report](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2025/12/image-326.png)](https://tradingstrategy.ai/blog/the-best-performing-stablecoin-vaults-december-2025) ## **Report Overview and Methodology** The analysis covers vaults denominated in major [**stablecoins**](https://stablecoininsider.org/), including USDC (Circle), USDT (Tether), EURC (Circle), USDS (Sky), and others like MetaMask USD (mUSD). Returns derive directly from ERC-4626 share token price appreciation, reflecting actual asset growth within vaults. > **Total tracked stablecoin vaults:** > **1,341 (displaying top 400 by TVL in the report).** USDC vaults dominate with approximately ***$3 billion*** in markets, representing half the sector. USDT follows as the second-largest denomination. Real-world asset-backed USDAI ranks third, backed by GPU-related loans. The report maintains open-source transparency, built on TradingStrategy.ai's automated DeFi data pipeline. Users access raw data via [**Jupyter**](https://jupyter.org/) notebooks for custom analysis. > Partners contributing infrastructure include Arbitrum, Envio, Goldsky, IPOR, Lagoon, Enzyme, 1delta, Keyring, GMX, IceCreamSwap, Orderly, and GRVT. Real-time dashboards available at tradingstrategy.ai/trading-view/vaults provide sortable TVL, yields, depositor counts, protocol categorization, and chain filters. [Stablecoin Newsletter](https://stablecoininsider.org/the-stablecoin-insider-weekly-newsletter/) ## **Key Market Insights** Stablecoin vault TVL remains concentrated in established protocols. High-yield vaults often involve delta-neutral strategies on perpetual futures DEXs or optimized lending aggregators. Vault strategies range from low-risk lending (e.g., Morpho, Euler) to higher-risk market-making on platforms like [**GMX**](https://gmx.io/#/) or [**Orderly**](https://orderly.network/). Performance rankings prioritize one-month rolling returns for volatile strategies, with longer periods recommended for assessment. Notable sector distribution: - Lending and aggregation protocols (Yearn, Harvest Finance, Morpho) hold significant TVL. - Perpetual DEX vaults capture trading fees and funding rates. - RWA-integrated vaults gain traction for tokenized yield exposure. Chain coverage spans over ***20 EVM networks***, with ongoing additions based on RPC infrastructure quality. --- ## **Performance Highlights** Top vaults sorted by TVL show stable growth in large-cap options. Smaller vaults with newer strategies occasionally post higher short-term returns but carry elevated risk. Yields exclude non-reflected incentives like points farming. High APY outliers typically stem from temporary funding rate arbitrage or concentrated liquidity provision. ***The report emphasizes risk-adjusted selection:*** larger TVL vaults offer better liquidity for deposits/withdrawals, while newer vaults may underperform during market stress. [![Best Stablecoin News Platform for 2026](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2025/12/image-327.png)](https://stablecoininsider.org/) ## **Conclusion** TradingStrategy.ai's December 2025 report delivers transparent benchmarking for over ***1,300 stablecoin vaults***, highlighting USDC dominance and diverse strategy options. Investors gain actionable data through open-source metrics and real-time tools to identify TVL-weighted opportunities while navigating DeFi yield landscapes. [Work With Us](https://form.typeform.com/to/c5cdIHp0?typeform-source=www.stablecoininsider.com) **Read Next:** - [**2025 Stablecoin Year-End Report (Insights, Data, and Adoption Trends)**](https://stablecoininsider.org/2025-stablecoin-year-end-report/) - [**2025 Stablecoin Spending Report**](https://stablecoininsider.org/stablecoin-spending-report/) - [**Who Is Winning the Stablecoin Infrastructure Race?**](https://stablecoininsider.org/stablecoin-infrastructure/) --- ## **FAQs:** ### 1\. What vaults does the report include? Only ERC-4626 compliant stablecoin-denominated vaults with ≥$10,000 TVL across supported chains. ### 2\. How are yields calculated? From direct share token price change; reflects on-vault asset growth only. ### 3\. Why exclude legacy vaults? Non-ERC-4626 contracts lack standardized performance tracking. ### 4\. Which stablecoins are supported? USDC, USDT, EURC, USDS, mUSD, and select others verified as legitimate. ### 5\. Where to view live data? [**tradingstrategy.ai/trading-view/vaults**](https://tradingstrategy.ai/trading-view/vaults) for sortable dashboards. ### 6\. Does the report cover risks? Focuses on performance; users must assess smart contract and strategy risks independently. --- ***Disclaimer:*** This content is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice; no material herein should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument, and readers should conduct their own independent research or consult a qualified professional.