> ## Content Index > Fetch the complete content index at: https://stablecoininsider.org/llms.txt > Use this file to discover other available public pages before exploring further. # Revolut Partners with Polygon: 65 Million Users Now Send Stablecoins Instantly for Near-Zero Fees - URL: https://stablecoininsider.org/revolut-partners-with-polygon/ - Published: 2025-11-22T11:38:16.000Z - Updated: 2025-11-22T11:38:16.000Z - Description: Discover how Revolut’s $690M Polygon breakthrough lets 65M users crush 6% bank fees with instant zero-cost stablecoin remittances. - Author: Alexandra - Tags: Institutions, Revolut, Polygon, Stablecoin Payments, Stablecoin Transfers, Send Stablecoin Instantly, Stablecoins, Stablecoin News > **London/Paris, November 22, 2025:** > [**Revolut**](https://www.revolut.com/en-US/) has quietly become the world’s largest regulated stablecoin remittance corridor. Eleven months after integrating [**Polygon**](https://polygon.technology/)’s Ethereum layer-2 blockchain, the London-based neobank has processed more than ***$690 million*** in cross-border stablecoin transfers, with the vast majority landing instantly and at zero cost to users. The milestone, confirmed to journalists this week by senior Revolut executives, marks the moment when blockchain-powered money movement officially overtook traditional providers on both price and speed for millions of everyday customers. ### **Key Takeaways** - ***Revolut processed $690M+ in stablecoin remittances*** on Polygon in under 11 months - ***Zero-fee, sub-second cross-border transfers*** now available to all 65 million users in supported regions - ***Traditional remittance fees*** (global average 6.4%, some corridors 15%) effectively eliminated overnight - ***Polygon now powers the largest single-app*** stablecoin remittance corridor outside pure crypto exchanges - ***First licensed European neobank*** to make blockchain settlement the default cheapest option for international transfers [Stablecoin Newsletter](https://stablecoininsider.org/the-stablecoin-insider-weekly-newsletter/) ## **The Integration: How Revolut Made Instant Zero-Fee Transfers Reality** [![Revolut Partners with Polygon](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2025/11/image-200.png)](https://www.revolut.com/en-US/) Users in the United Kingdom and non-EU European Economic Area countries can now send [**USDC**](https://www.circle.com/usdc), [**USDT**](https://tether.to/en/), or Polygon’s native POL token directly from the Revolut app. > The process takes seconds: select the crypto option, enter a phone number or wallet address, and the funds settle on Polygon’s network in **1–2 seconds**. Revolut covers all gas fees and waives foreign-exchange markups, making the effective cost to the sender and receiver zero in almost every case. ***Step-by-step:*** 1. User opens “Send Money” → selects “Crypto transfer” 2. Chooses USDC, USDT, or POL from their Revolut crypto balance 3. Enters recipient’s phone number, email, or Polygon wallet address 4. Revolut routes the transaction through its own Polygon node cluster 5. Recipient receives instantly, even if they’re not a Revolut user (via claim link) 6. Revolut permanently subsidises 100% of Polygon gas fees for standard transfers > **Average end-to-end time:** 1.4 seconds. Average cost to the user: €0.00. [![Revolut Partners with Polygon](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2025/11/image-201.png)](https://polygon.technology/) ## **The Numbers Behind the Revolution** That stands in stark contrast to the global average remittance fee of ***6.37%*** reported by the [**World Bank**](https://www.worldbank.org/ext/en/home) for the third quarter of 2025\. In some Sub-Saharan African and Pacific corridors, fees still exceed ***12–15%*** and take three to five business days. Internal data shows monthly volume has more than doubled quarter-on-quarter since March, pushing the current run-rate past ***$120 million*** and climbing. > Polygon itself now handles more than ***153 million*** [**stablecoin transactions**](https://stablecoininsider.org/transfer-stablecoins-across-blockchains/) per month across all applications. [Stablecoin News](https://stablecoininsider.org/) ## **Emerging Markets: Where the Real Impact Is Happening** ***68%*** of the ***$690 million*** processed so far has gone to emerging markets, with the Philippines, Nigeria, India (via the UK diaspora), Mexico, Kenya, and Pakistan leading the list. > A ***£500*** transfer from London to Manila or Lagos that once cost ***£28–£45*** and arrived days later now costs nothing and lands before the sender locks their phone. [![Revolut Partners with Polygon](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2025/11/image-202.png)](https://pol.polygon.technology/) ## **Polygon’s Dominance in Enterprise Blockchain Rails** Revolut has become Polygon’s single largest consumer-facing deployment. The partnership places Revolut alongside Stripe, Mastercard, Nubank in Brazil, Reliance Jio in India, and pan-African payments giant [**Flutterwave**](https://flutterwave.com/eu/), all building payment products on Polygon this year. --- ## **Regulatory Tailwinds and the 2026 Roadmap** Europe’s [**Markets in Crypto-Assets (MiCA)**](https://www.micacryptoalliance.com/) regulation, fully effective since mid-2024, provided the legal certainty that made the rollout possible. > [**Circle**](https://www.circle.com/)’s USDC is fully MiCA-compliant and available across the entire footprint, while [**Tether**](https://tether.to/en/)’s USDT remains restricted to non-EU jurisdictions. Executives say 2026 will bring merchant stablecoin acceptance pilots with ***5,000 UK retailers***, tokenized loyalty programs with major airlines, direct fiat off-ramps in 47 additional countries, and the likely launch of Revolut’s own euro-pegged stablecoin, tentatively called ***RLUSD***. [![Latest Stablecoin News in 2025](https://storage.ghost.io/c/73/6a/736af0e4-2274-4543-a329-2952b2b52abc/content/images/2025/11/image-203.png)](https://stablecoininsider.org/) ## **Conclusion** For the first time, a licensed European neobank has made blockchain settlement not just competitive but objectively superior to every legacy provider on the planet. Western Union, MoneyGram, and high-street banks have spent decades defending ***6-15% fees*** on the backs of migrant workers. Revolut and Polygon just made that business model mathematically unsustainable. The age of expensive, slow international money transfer is over, most users simply haven’t noticed yet because the technology finally works well enough to disappear into the background. [Work With Us](https://form.typeform.com/to/c5cdIHp0?typeform-source=www.stablecoininsider.com) **Read Next:** - [**Crypto-Collateralized Stablecoins**](https://stablecoininsider.org/crypto-collateralize-stablecoins/) - [**The Future of Stablecoins: What's Next in 2026 and Beyond**](https://stablecoininsider.org/future-of-stablecoins/) - [**Best Wallets for Storing Stablecoins Securely in 2025**](https://stablecoininsider.org/storing-stablecoins-securely/) --- ## **FAQs:** ### 1\. What exactly is Revolut’s Polygon remittance feature and how do I use it today? Open the Revolut app, go to Send → Crypto, choose USDC or USDT, enter the recipient’s phone number or wallet address, and send. Revolut pays the Polygon gas fee, so the transfer is instant and free. ### 2\. How much volume has Revolut processed on Polygon as of November 2025? More than $690 million since the December 2024 launch, with monthly volume now exceeding $120 million. ### 3\. Is the zero-fee claim real, or are there hidden costs? Completely real for standard transfers, no sender fee, no recipient fee, no FX spread, and Revolut permanently covers the blockchain gas cost. ### 4\. Who can use Revolut’s instant stablecoin transfers right now? All customers in the United Kingdom, Switzerland, Norway, Iceland, Liechtenstein, and other non-EU EEA countries. Full EU rollout is scheduled for Q1 2026. ### 5\. What features are coming next from Revolut and Polygon? Merchant payments, tokenized loyalty programs, fiat off-ramps in dozens of new countries, and the expected 2026 launch of Revolut’s own euro stablecoin (RLUSD).