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Singapore/London, December 3, 2025, 07:24 AM GMT
Bluwhale AI, the decentralized AI agent platform that already serves more than 3.6 million global users, has officially launched its highly anticipated Stablecoin Yield Agent, an autonomous tool that continuously reallocates stablecoins across hundreds of blockchains and protocols to capture the highest risk-adjusted yields.
The launch comes just weeks after Bluwhale closed a $10 million Series A round led by UOB Venture Management, SBI Holdings, and strategic investments from Sui, Tezos, Cardano Foundation, and Arbitrum, bringing total funding to $17 million.
Key Takeaways
- Effortless 5–15% extra APY on stablecoins with zero manual work
- First retail-focused AI agent that truly automates cross-chain DeFi yield
- Backed by $17M total funding from top-tier Asian and blockchain-native investors
- Already 3.6M users onboard, largest retail launchpad in Web3 AI
- $BLUAI token burns on every transaction create long-term value accrual
The DeFi Yield Challenge: Why Retail Investors Needed This Yesterday
With the stablecoin market cap now exceeding $300 billion in late 2025 and crypto volatility pushing record inflows into USDC and USDT, retail holders have faced a painful reality: earning meaningful yield requires constant monitoring of fragmented opportunities across Ethereum, Solana, Arbitrum, Base, Sui, and dozens of other chains.
“Most people simply park their stablecoins and earn 0–4% in CeFi while missing 8–18% APYs sitting in DeFi, because chasing them manually is exhausting and risky,” said Bluwhale co-founder and CEO Ben Fairbank in an exclusive statement to CoinDesk. “Our Stablecoin Yield Agent fixes that permanently.”
How the Stablecoin Yield Agent Actually Works
Users connect a self-custody wallet or supported exchange account, answer a 60-second risk-profile questionnaire powered by Bluwhale’s proprietary Whale Score engine, and toggle the agent on.
From that moment:
- The AI continuously scans tokenized U.S. Treasuries, lending markets (Aave, Morpho, Spark), liquidity pools, and arbitrage routes.
- It executes thousands of micro-reallocations per week, factoring gas costs, slippage, and audited protocol risk.
- Returns compound automatically while users retain full custody of assets.
- Every transaction burns a small amount of $BLUAI tokens, creating built-in deflationary pressure.
Early internal data shared with investors reportedly shows average portfolio yield-bearing improvements of 5–15% APY above baseline CeFi rates, with zero user intervention required.
Momentum: Funding, Listings, and Mass Adoption
The $10 million raise announced in October has already translated into immediate liquidity: $BLUAI is now live on KuCoin, Gate.io, Phemex, and MMT Finance, with 24-hour trading volume spiking 380% on launch day.
The existing 3.6 million-user base, built through Bluwhale’s Telegram mini-apps and on-chain data wallet, gives the protocol an unprecedented retail flywheel.
More on-chain activity feeds the AI with richer behavioral data, which in turn sharpens yield recommendations for everyone.
Conclusion
As 2025 closes with stablecoins cemented as the killer app of this cycle, Bluwhale AI has fired the starting gun on the next phase: full AI-driven automation for the average holder.
The Stablecoin Yield Agent isn’t just another DeFi tool, it’s the first real “set it and forget it” solution that finally brings institutional-grade yield optimization to retail wallets.
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FAQs:
1. What exactly is Bluwhale AI’s Stablecoin Yield Agent?
Launched December 3, 2025, it’s an autonomous AI that automatically moves your USDC, USDT, and other stablecoins across 100+ blockchains and DeFi protocols to earn the highest possible risk-adjusted yield 24/7.
2. How much extra yield can the Stablecoin Yield Agent generate?
Early data shows 5–15% APY improvement over standard CeFi rates, depending on market conditions and user risk settings, all with zero manual intervention.
3. Who invested in Bluwhale AI’s $10M Series A?
The round was led by UOB Venture Management and SBI Holdings, with participation from Sui, Tezos Foundation, Cardano, Arbitrum, and others, bringing total funding to $17 million.
4. Is the Bluwhale Stablecoin Yield Agent safe for beginners?
Yes, it uses only audited protocols, keeps assets in your own wallet, and matches strategies to your personal risk tolerance via the Whale Score system.
5. Where is $BLUAI token traded and how do I start using the agent?
$BLUAI is listed on KuCoin, Gate.io, Phemex, and MMT Finance. To activate the agent, visit app.bluwhale.ai, connect your wallet, set your risk profile, and turn it on, takes under two minutes.
